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However, for federal jurisdiction to prosecute, the crime must include an "identification document" that either: (government free credit report Bowling Green a) is purportedly issued by the United States, (b) is used or intended to defraud the United States, (c) is sent through the mail, or (d) is used in a manner that affects interstate or foreign commerce. Punishment can be up to 5, 15, 20, or 30 years government free credit report Bowling Green in federal prison, plus fines, depending on the underlying crime per 18 U.S.C.§1028(b). In addition, punishments for the unlawful use of a "means of identification" were strengthened in § 1028A ("Aggravated Identity Theft"), allowing for a consecutive sentence under specific enumerated felony violations as defined in § 1028A(c)(1) through (11). free credit report all three The Act also provides the Federal Trade Commission with authority to track the number of incidents and the dollar value of losses. Their figures relate mainly to consumer government free credit report Bowling Green financial crimes and not the broader range of all identification-based crimes.[33] If charges are brought by state or local law enforcement government free credit report Bowling Green agencies, different penalties apply depending on the state.

Six Federal agencies conducted a government free credit report Bowling Green joint task force to increase the ability to detect identity theft. credit annual report

Their joint recommendation on "red flag" guidelines is a set of requirements on financial institutions and other entities which furnish credit data to credit reporting services to develop written plans for detecting identity theft. The FTC has government free credit report Bowling Green determined that most medical practices are considered creditors and are government free credit report Bowling Green subject to requirements to develop a plan to prevent and respond to patient identity theft.[34] government free credit report Bowling Green I These plans must be adopted by government free credit report Bowling Green each organization's Board of Directors and monitored by senior executives.[35] Identity theft complaints as a percentage of all fraud complaints decreased from 2004-2006.[36] The Federal Trade Commission reported that fraud complaints in general were growing faster than ID theft complaints.[36] The findings were similar in two other FTC studies done in 2003 and 2005. credit score monitoring